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Today I want to talk to you about how to help your business when the exchange rate is low. The exchange rate has been low for several months now and it looks like we’re in it for a while. I’m sharing 3 ways you can help your business when the exchange rate is low not […]Read more
Today I am typing up financial transactions for my business into my spreadsheet (get your free spreadsheet). I am celebrating that last December I made my best ever month in my business (champagne, please)! I am shocked how much money I paid in bank and payment provider fees. I knew they were there, I didn’t […]Read more
Let’s start with simple. My personal allowance for cake is 1 small slice per sitting. Now for you, your personal cake allowance may become 3 slices if you haven’t had cake for 2 days. HMRC have a stricter policy and you only have one personal tax allowance per year, no negotiations. In fact, when you make […]Read more
It’s Sunday afternoon. It’s been a long week. You’re settling down to watch a film and get a rest, finally, when you spy a box sitting innocently on the corner of your coffee table. It’s a lovely box. You chose it specially. A gorgeous shade of dusky pink with applique tea roses and just a hint […]Read more
Cash flow is the difference between having a business and being broke. If your business – and you- can’t pay its bills when its bills are due, then you have a problem. (and to those businesses who can pay, and don’t pay, freelancers everywhere tip you into a ball pool of glitter and require you […]Read more
(This is especially for you if you want to start freelancing, go to the next level, or are sick and tired of being stressed about money and you’ve finally had enough dammit!) Hands up who wants to have more money in your life? *Raises hand* Hands up who feels frustrated because of the blocks […]Read more
Budgeting. The dirtiest word in business. [Guest post by Emma Cossey, digital media consultant, The Freelance Coach and creator of The Freelance Lifestyle E-Course] In a world that encourages us to spend, spend, spend, cutting back and sticking to a limit feels deeply….unfair. But, y’know, I’m an adult now. An adult trading as a Limited […]Read more
National Insurance. The tax that isn’t a tax. Especially in the first few years, saving money on tax can give your business that extra money that allows you to invest in yourself. Learn how to legally and ethically save money on your National Insurance bill. For information about types of National Insurance and what you need […]Read more
You’re a professional blogger or you want to be. You enjoy cake. You don’t enjoy doing your tax return or accounts. You prefer to have your cake and eat it. You want a profitable successful blog on your terms. You want to know how you can do all this and have a life […]Read more
Expenses…. often the biggest cost of a business. What’s An Expense? An expense is a cost incurred during your day-to-day business. Expenses can mount up to a lot of money and that’s money making a dent in your profits. How Can I Save Money On My Expenses? 1. Make A List List all your […]Read more